Synchrony's Optional Card Security Program

Get Peace of Mind with a Credit Card Protection Plan

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Synchrony Card Security

When unexpected life events affect your finances, how will you manage your monthly Synchrony credit card payments? Synchrony’s optional Card Security program offers a solution to give you peace of mind — and help you stay on track to what matters most in your life.*

What is Card Security?

From cancellation of your minimum monthly payments to eliminating your Synchrony account balance up to $10,000, Card Security is optional credit card payment protection that covers you and your joint account holder in the event of seven life events. It costs $1.66 per $100 of the ending balance on your Synchrony account each month.

Card Security Cost Breakdown Example

Optional Credit Card Payment Protection for 7 Qualifying Life Events

You lose your job due to a general strike, layoff or unionized labor dispute, or are terminated through no fault of your own.
You are admitted to a hospital and are under a doctor’s care.
You are admitted to a nursing home and are under a doctor’s care.
The covered person passes away.
You are on an unpaid, employer-approved leave of absence from a full-time job.
Due to sickness or injury, you are unable to perform normal daily activities and require a doctor’s care.
A doctor diagnoses you with a medical condition that is expected to result in death in six months or less.


Pay Without Log In

Make secure Synchrony credit card payments online without logging in or having to remember yet another password.


View your FICO® Score

Get rid of paper clutter with a totally digital approach to statements and payments, including scheduled, Autopay and same-day payments.


MySynchrony Mobile App

Enjoy the power of mobile account management, from essential functions to unique features like viewing promotional purchase details and an in-app credit limit increase request.^


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Enjoy these benefits when you register your Synchrony credit card account at or through the MySynchrony Mobile App. It’s easy!

* Certain exclusions and eligibility requirements apply.

^ Data fees may apply.

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