Synchrony

Synchrony's Optional Card Security
Get Peace of Mind with a Credit Card Protection Plan

Card Security
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When unexpected life events affect your finances, how will you manage your monthly Synchrony credit card payments? Synchrony’s optional Card Security program offers credit card payment protection that will give you peace of mind when you need it most.*

   

What is Card Security?

From cancellation of your minimum monthly payments to eliminating your Synchrony account balance up to $10,000, our optional Card Security program offers credit card payment protection to help you safeguard your finances and help you stay on track to whatever you’re working forward to in life.

Card Security covers you and your joint account holder in the event of seven life events. Your cost is $1.66 per $100 of the ending balance on your Synchrony account each month.

Card Security Cost Breakdown Example

Optional Credit Card Payment Protection for 7 Qualifying Life Events

You lose your job due to a general strike, layoff or unionized labor dispute, or are terminated through no fault of your own.
You are admitted to a hospital and are under a doctor’s care.
You are admitted to a nursing home and are under a doctor’s care.
The covered person passes away.
You are on an unpaid, employer-approved leave of absence from a full-time job.
Due to sickness or injury, you are unable to perform normal daily activities and require a doctor’s care.
A doctor diagnoses you with a medical condition that is expected to result in death in six months or less.

Did you know? With your registered mysynchrony.com account, you have access to these free cardholder features:

VIEW

View your FICO® Score

By logging in to your account on mysynchrony.com, you can:

  • View your FICO® Score, updated monthly, in an easy-to-read format
  • Learn the key factors that have impacted your FICO® Score

ACTIVATE

Pay Without Log In

Pay Without Log In is a simple, fast, secure way to make same-day Synchrony card payments online from any connected device — without logging in or having to remember yet another password.

Just register, enable and go!

GO PAPERLESS

View your FICO® Score

Get rid of paper clutter with eBill — a totally digital approach to statements and payments.

  • Schedule up to 12 months of payments or set up Autopay
  • Make same-day payments (until 11:59 pm EST)

DOWNLOAD

MySynchrony Mobile App

Put the power of online account management in the palm of your hand.

  • Stay on top of the Synchrony credit card accounts you manage at mysynchrony.com
  • Log in quickly using Touch ID, Face ID or Fingerprint Authentication

* Certain exclusions and eligibility requirements apply.

^ FICO® Scores are available by accessing the online account servicing site at www.mysynchrony.com. Scores are available online only to primary cardholders with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.